Harlingen Property Tax rates for 2026 hover near the state average, yet each homeowner’s bill can differ dramatically based on the Harlingen TX tax assessor office’s valuation of the Harlingen home valuation for tax purposes. The Cameron County appraisal district publishes the Harlingen tax roll online search, allowing residents to verify the Harlingen real estate tax rates 2026 and spot any Harlingen property tax delinquency penalties before they mount. If you qualify, Texas property tax exemption forms can lower the burden, while seniors may explore Harlingen tax abatements for seniors and veterans can claim Harlingen tax deductions for veterans. Missing the property tax payment deadline Harlingen triggers interest that quickly outweighs the original amount, so checking the Harlingen tax collector contact number early saves hassle. Learn how the Harlingen property tax refund process works to claim overpayments before the next cycle.
Harlingen Property Tax relief Harlingen offers several pathways to reduce what you owe, starting with the Harlingen property tax appeal procedure available through the Cameron County Tax Assessor‑Collector. The Harlingen school district tax levy, Harlingen emergency services tax, and other local levies are itemized on the Harlingen tax bill payment options, giving you a clear picture of where each dollar goes. Residents can use the Harlingen tax map GIS to see parcel boundaries and confirm the Harlingen commercial property tax calculation versus the Harlingen residential property tax assessment. For those facing a lien, the Harlingen property tax lien information section explains steps to resolve the issue and protect your credit. Finally, the Harlingen mortgage tax deduction can provide extra savings when you file your federal return, rounding out a comprehensive toolkit for taxpayers.
Search Cameron County Property Tax
Harlingen Property Tax records for properties located within the city are managed by the Cameron County Tax Assessor-Collector office. Homeowners, real estate buyers, title companies, and researchers can access parcel-level tax data through the official public search portal maintained by the county. This online resource displays current year balances, prior year payment history, assessed valuations, and the breakdown of levies from each taxing entity that serves the property.
The public search portal operates at the following address: https://cameron.trueprodigy-taxtransparency.com/taxTransparency/propertySearch. After opening the link, users can follow a simple step-by-step process to locate a specific account.
- Choose a search method from the available options, including owner name, property address, account number, or parcel ID.
- Type the relevant details into the search field, then select the magnifying glass icon or press enter.
- Review the list of matching records and click on the correct property to view full account details.
- Examine the displayed tax roll entry to confirm amounts due, payment dates, exemptions on file, and the valuation assigned by the Cameron County Appraisal District.
For residents who prefer to speak with a representative, the office accepts phone calls at (956) 544-0800. The physical location at 3302 Wilson Rd, Harlingen, TX 78552 provides walk-in service for those who need certified copies of tax records, payment receipts, or assistance reviewing complex account situations.
Cameron County Appraisal District Valuation Methods
The Cameron County Appraisal District (CAD) determines the market value of every parcel within the county, including all residential and commercial properties in Harlingen. Property owners receive an annual notice of appraised value that reflects the district’s estimate of what the parcel would sell for on January 1 of the tax year. This valuation serves as the foundation for all subsequent tax calculations performed by the Cameron County Tax Assessor-Collector.
Market Value Determination Process
Appraisers use three primary approaches to estimate market value, selecting the method that best fits each property type. The income approach analyzes rental income and operating expenses for commercial buildings, the cost approach estimates replacement cost minus depreciation, and the sales comparison approach reviews recent sales of similar nearby parcels. Residential properties in Harlingen are typically valued using the sales comparison approach, with adjustments made for differences in square footage, lot size, condition, and location.
- Income approach: Used primarily for commercial, industrial, and multi-family rental properties.
- Cost approach: Applied to newer construction and unique properties where sales data is limited.
- Sales comparison approach: Standard method for single-family homes and vacant residential lots.
Assessed Value vs Market Value
Assessed value and market value differ in important ways. Market value reflects the appraiser’s opinion of the property’s worth, capped at the lower of the estimated value or the prior year value plus 10 percent for homestead properties. Assessed value incorporates any applicable exemptions, such as the homestead exemption, which reduces the taxable value before the tax rate is applied. The result is the net taxable value used by the Cameron County Tax Assessor-Collector to generate the annual bill.
| Valuation Type | Description | Used For |
|---|---|---|
| Market Value | Estimated selling price as of January 1 | Comparison basis for protests |
| Assessed Value | Market value adjusted for the 10% cap on homesteads | Initial taxable calculation |
| Net Taxable Value | Assessed value minus all applicable exemptions | Final tax bill calculation |
Tax Rate Components and Effective Rate Calculation
Harlingen Property Tax rates consist of multiple components, each set by a separate taxing entity. The combined rate applied to a property includes levies from the city, county, school district, community college, and any special districts providing services in the area. Each entity adopts its own rate annually through a public budget process, and the Cameron County Tax Assessor-Collector combines them into a single billing statement.
Components of the Total Tax Rate
The total tax rate per $100 of assessed value combines maintenance and operations rates with debt service rates for each entity. Maintenance and operations rates fund day-to-day services like police, fire, and road maintenance. Debt service rates pay the principal and interest on bonds approved by voters for capital projects such as school buildings or street improvements.
- City of Harlingen: General operating costs and bond repayments.
- Cameron County: County services, roads, and indigent health care.
- Independent School District: Local K-12 education operations and debt.
- Texas Southmost College: Community college district support.
- Special districts: Emergency services, drainage, or water districts where applicable.
Effective Tax Rate Determination
Each taxing entity calculates an effective tax rate that would raise the same amount of revenue as the prior year on properties taxed in both years. The rollback rate sets a ceiling above which voters can petition for an election to limit the increase. Property owners can review these calculations in the annual budget documents published by each entity before the rate is adopted.
Residential Versus Commercial Property Tax Assessment
Harlingen Property Tax calculations apply different rules to residential and commercial properties. Residential properties used as a primary residence qualify for the homestead exemption and the 10 percent cap on annual value increases. Commercial properties receive neither benefit, and their valuations are reassessed each year based on current market conditions and income data.
Residential Property Assessment Rules
Homeowners who claim a homestead exemption on their primary residence receive a $100,000 reduction in the taxable value of their property, plus the 10 percent cap on annual value growth. The cap limits year-over-year increases even if comparable sales suggest the market value has grown faster. This protection applies automatically once the homestead exemption is filed with the Cameron County Appraisal District.
- Homestead exemption: $100,000 reduction for the primary residence.
- 10% cap: Limits annual value increases for qualified homesteads.
- Age 65 or older exemption: Additional $10,000 reduction and ceiling on school taxes.
Commercial Property Assessment Rules
Commercial property owners do not receive the homestead exemption or the 10 percent cap. The Cameron County Appraisal District reassesses commercial parcels each year using the income approach, cost approach, or sales comparison approach. Business owners can review the appraisal roll and file a protest if they believe the assigned value exceeds market value.
| Property Type | Valuation Cap | Key Exemption | Annual Reassessment |
|---|---|---|---|
| Homestead Residential | 10% annual cap | $100,000 homestead | Yes |
| Non-Homestead Residential | No cap | None | Yes |
| Commercial | No cap | None standard | Yes |
| Industrial | No cap | Freeport exemption optional | Yes |
Texas Property Tax Exemption Forms and Filing
Harlingen Property Tax exemptions reduce the taxable value of qualifying properties, lowering the annual bill calculated by the Cameron County Tax Assessor-Collector. Texas law provides a wide range of exemptions, each requiring a specific application form filed with the appraisal district. Most residential exemptions require a one-time filing, though new owners must apply separately when they purchase a property.
Common Residential Exemptions
Homeowners can stack several exemptions on a single property, provided the forms are filed before the deadline. The homestead exemption requires Form 50-114, the age 65 or older exemption uses Form 50-114, and the disability exemption uses Form 50-114 with additional documentation. Filing details appear on the Cameron County Appraisal District website and the Texas Comptroller’s office.
- General Residence Homestead (Form 50-114): $100,000 reduction for the primary residence.
- Age 65 or Older Homestead: Additional $10,000 reduction and school tax ceiling.
- Disability Homestead: $10,000 reduction and possible school tax ceiling.
- Disabled Veteran Homestead: Up to $12,000 reduction based on disability rating.
Filing Deadlines and Requirements
Exemption applications must be filed with the Cameron County Appraisal District no later than April 30 of the tax year for which the exemption applies. New homeowners who purchase a property mid-year have 30 days from the date of closing to file the homestead exemption. Required supporting documents include a copy of the recorded deed, driver’s license showing the property address, and any disability or veteran status certifications.
- Obtain the correct form from the appraisal district or download it from the official website.
- Complete every section and gather supporting documents.
- Submit the application in person, by mail, or online through the appraisal district portal.
- Confirm receipt of the application and watch for approval notices in the mail.
Senior Tax Abatements and Veteran Deductions
Harlingen Property Tax relief programs for seniors and veterans offer meaningful savings beyond the standard homestead exemption. Property owners age 65 and older qualify for an additional $10,000 exemption and a ceiling on school district taxes. Veterans with service-connected disabilities can claim exemptions ranging from $5,000 to the full taxable value of their home, depending on the disability rating.
Senior Citizen Tax Deferral Programs
Texas allows qualifying seniors to defer payment of property taxes on their homestead until the property is sold or the owner dies. The deferral accrues interest at 5 percent per year, and a lien is placed on the property to secure the deferred amount. To qualify, the owner must be 65 or older, have owned the home for at least 10 years, and have a limited household income set annually by the state.
- Age and ownership: Must be 65 or older and have owned the homestead for 10+ years.
- Income limit: Adjusted annually, currently around $50,000 for most households.
- Application: Form 50-164 filed with the Cameron County Tax Assessor-Collector.
Veteran Property Tax Deductions
Disabled veterans receive property tax exemptions proportional to their disability rating as determined by the U.S. Department of Veterans Affairs. A rating of 10 to 30 percent qualifies for a $5,000 exemption, ratings of 31 to 50 percent qualify for $7,500, and ratings of 51 to 70 percent qualify for $10,000. Veterans with a 100 percent disability rating or who are unemployable due to service receive a full exemption on the taxable value of their homestead.
| Disability Rating | Exemption Amount | Documentation Required |
|---|---|---|
| 10% to 30% | $5,000 | VA disability letter |
| 31% to 50% | $7,500 | VA disability letter |
| 51% to 70% | $10,000 | VA disability letter |
| 71% to 100% | $12,000 to full value | VA disability letter and DD-214 |
Property Tax Payment Deadlines and Delinquency Penalties
Harlingen Property Tax payments follow a schedule set by Texas law, with specific dates for installment due dates, delinquency, and penalty accrual. The Cameron County Tax Assessor-Collector mails bills in October of each year, and most property owners pay in two installments. Missing these dates triggers penalties and interest that accumulate quickly.
Standard Payment Schedule
Texas property taxes are due in two installments, with the first installment covering the first half of the year and the second covering the remainder. The first installment is due November 30 and becomes delinquent on February 1. The second installment is due May 31 and becomes delinquent on June 1. Payments postmarked by the due date are considered on time.
- First installment: Due November 30, delinquent after January 31.
- Second installment: Due May 31, delinquent after June 1.
- Full payment option: Due January 31, no penalty for paying the full year early.
Delinquency Penalty and Interest Charges
Delinquent taxes incur a 6 percent penalty on the first day of delinquency, plus an additional 1 percent penalty each month, capped at 12 percent. Interest accrues at 1 percent per month on the unpaid balance from the delinquency date. After years of nonpayment, the Cameron County Tax Assessor-Collector may initiate legal action, including a tax lawsuit that results in a judgment and potential sale of the property.
- Day 1 after delinquency: 6% penalty on unpaid amount.
- Each subsequent month: Additional 1% penalty, capped at 12% total.
- Monthly interest: 1% on the unpaid balance from the due date.
- After extended nonpayment: Tax lien, lawsuit, and potential judicial sale.
Tax Bill Payment Channels and Methods
Harlingen Property Tax bills can be paid through several channels operated by the Cameron County Tax Assessor-Collector. The office accepts online payments, mail-in payments, in-person payments, and payments through authorized third-party processors. Choosing the right method depends on how quickly the payment needs to post and whether the taxpayer wants to pay the full year or just one installment.
Online and Electronic Payment Options
The online payment portal accepts credit card, debit card, and electronic check payments. Credit and debit card transactions include a convenience fee charged by the payment processor, typically 2.5 percent. Electronic check payments carry a smaller flat fee, usually around $1 to $3 per transaction. Payments made through the online portal post to the account within two business days.
- Credit or debit card: Convenient, posts in two business days, carries a 2.5% fee.
- Electronic check: Low flat fee, posts in two business days.
- ACH bank transfer: Free at some banks, posts in three to five business days.
In-Person and Mail Payment Channels
Property owners can pay bills in person at the Cameron County Tax Assessor-Collector office using cash, check, money order, or card. The office also accepts mailed payments sent to P.O. Box 952, Brownsville, Texas 78522-0952, with a postmark on or before the due date considered timely. Drop boxes are available at the physical office for after-hours payment submission.
Property Tax Appeal Procedure and Hearing Process
Harlingen Property Tax owners who disagree with the assessed value assigned by the Cameron County Appraisal District can file a formal protest. The protest must be filed in writing or online by the deadline, typically May 15 or 30 days after the notice of appraised value is mailed. A successful protest can reduce the taxable value and the resulting tax bill for the year.
Grounds for Filing a Protest
The most common reason for a protest is that the appraised value exceeds market value. Other valid grounds include unequal appraisal compared to similar properties, incorrect property data such as square footage or features, exemption errors, and agricultural or special-use valuation disputes. The protest form must clearly state the reason and provide supporting evidence.
- Value over market: Provide comparable sales or independent appraisal.
- Unequal appraisal: Show tax rates compared to similar parcels.
- Incorrect data: Submit photos, plans, or measurements disputing the record.
- Exemption issue: Provide documentation supporting the missing exemption.
Appeal Filing Steps and Hearing Process
Property owners start by filing a Notice of Protest with the Cameron County Appraisal District. The district reviews the protest and either adjusts the value or schedules a hearing before the Appraisal Review Board. Hearings are conducted informally, with the property owner presenting evidence and the appraiser justifying the original valuation. The review board issues a written order that can be appealed further to district court.
- File Notice of Protest by the deadline, listing the specific grounds.
- Receive a hearing date from the Appraisal Review Board.
- Gather supporting evidence, such as comparable sales or photos.
- Attend the hearing and present the case to the review board.
- Receive the board’s written order and pay the corrected tax bill.
Tax Map GIS and Public Records Tools
Harlingen Property Tax data is supported by a robust Geographic Information System (GIS) maintained by Cameron County. The GIS map allows users to view parcel boundaries, zoning layers, school district boundaries, and flood plain overlays. Combined with the public records portal, residents can access detailed ownership and tax history for any property in the county.
GIS Map Features and Layers
The county GIS portal at https://cameroncountytx.gov provides interactive maps with multiple data layers that help residents understand their property tax assessment. Users can toggle on parcel boundaries, road easements, school district zones, and voting precincts. The map also displays the assessed value of each parcel alongside the owner’s name and the most recent sale price.
- Parcel boundaries: Display exact property lines and lot dimensions.
- School districts: Show which ISD zone applies to the property.
- Flood plains: Identify parcels in regulated flood areas.
- Taxing entities: Show which jurisdictions levy taxes on the parcel.
Public Records Access Through the Clerk’s Office
The Cameron County Clerk’s Office maintains official records, including deeds, liens, and property tax-related documents. The clerk’s public search portal at https://cameron.tx.publicsearch.us allows users to look up recorded documents by name, document number, or legal description. The office can be reached at (956) 544-0815 for questions about specific records or certified copies.
Property Tax Refund Process for Overpayments
Harlingen Property Tax payments made in error, in excess of the amount owed, or after a successful protest can be refunded. The refund process is handled by the Cameron County Tax Assessor-Collector, and the request must include documentation supporting the claim. Most refunds are issued within 60 to 90 days of approval, depending on the payment method used.
Eligibility Conditions for Refunds
Property owners qualify for a refund when the amount paid exceeds the corrected tax liability, when a duplicate payment is made, or when a successful appeal results in a lower value. Refund claims must be filed within three years of the overpayment date, per Texas law. The taxpayer must provide proof of payment and the document showing the corrected liability.
- Overpayment by check or card: Refund issued to the original payment method.
- Post-protest reduction: Refund issued once the new bill is calculated.
- Duplicate payment: Refund issued once the second payment is confirmed.
Refund Filing Steps
Property owners start the refund process by contacting the Cameron County Tax Assessor-Collector office to request a refund application. The completed application, plus supporting documents, can be submitted in person or by mail. Refund checks are typically mailed to the property owner’s address on file within two to three months of approval.
Property Tax Lien Resolution and Release
Harlingen Property Tax liens attach to a property automatically when taxes become delinquent. The lien protects the government’s interest in the unpaid amount and gives the Cameron County Tax Assessor-Collector the right to foreclose if the debt grows unmanageable. Resolving a lien requires paying the full delinquent amount, penalties, interest, and any legal costs incurred.
How Tax Liens Accumulate
A tax lien attaches to the property on January 1 of each year, securing the tax obligation for the year. The lien remains in place until the tax, penalties, interest, and costs are paid in full. Liens survive the sale of the property, meaning a buyer could inherit unpaid taxes from a previous owner unless a title search and payoff are completed at closing.
- January 1: Tax lien attaches for the current year’s obligation.
- Delinquency: Penalties and interest begin to accrue on the unpaid amount.
- After multiple years: Lawsuit filed and judgment entered against the owner.
- Judgment: Order of sale issued, and the property may be auctioned.
Resolution Procedures for Delinquent Liens
Property owners can resolve a tax lien by paying the full amount owed, including all penalties, interest, and any attorney fees. The Cameron County Tax Assessor-Collector issues a release of lien within 30 days of receiving the final payment. For owners who cannot pay in full, the office offers installment agreements that allow the debt to be paid over time, with interest continuing to accrue until the balance reaches zero.
- Request a payoff quote from the tax office, valid for 10 days.
- Pay the full quoted amount by certified funds.
- Receive a receipt and the release of lien document.
- File the release with the Cameron County Clerk’s Office to clear the public record.
School District Levies and Emergency Services Tax
Harlingen Property Tax bills include a significant portion directed to local school districts, which often levy the highest combined rate. The funds support K-12 education operations, teacher salaries, building maintenance, and bond repayments. Emergency services tax allocations support local fire and emergency medical service providers operating in the area.
School District Tax Levy Components
Local school districts calculate two rates: a maintenance and operations rate for day-to-day operations, and an interest and sinking rate for bond debt service. The maintenance and operations rate is capped at the state-set maximum, while the interest and sinking rate is set by the district’s bond obligations. Property owners can review both rates in the district’s annual budget document.
| Taxing Entity | Typical Rate per $100 | Primary Use of Funds |
|---|---|---|
| Harlingen CISD | Approximately $1.10 | School operations and debt |
| Cameron County | Approximately $0.45 | County services and roads |
| City of Harlingen | Approximately $0.55 | City operations and police |
| Texas Southmost College | Approximately $0.15 | Community college district |
| Emergency Services | Approximately $0.10 | Fire and EMS districts |
Emergency Services Tax Allocation
Emergency services tax levies fund local fire departments, emergency medical service providers, and rural emergency response districts. These funds are kept separate from the general fund to ensure stable funding for first responders. Property owners in areas with dedicated emergency service districts see a small additional line item on their tax bills supporting the local provider.
Property Tax History Trends in Cameron County
Harlingen Property Tax rates have shifted over the past decade, with overall property values rising faster than the inflation rate. The Cameron County Appraisal District publishes a historical record of assessed values and rate changes that residents can review to understand the trend. Tracking this history helps property owners identify when protests are most likely to succeed and when exemptions need updating.
Recent Rate Changes and Value Trends
Over the past five years, total tax rates in the Harlingen area have remained relatively stable, with modest increases in school district and city portions. Property values, however, have grown significantly, leading to higher overall bills for homeowners who do not protest or claim all available exemptions. The 10 percent cap on homestead values provides some protection against these rapid increases.
- 2020: Median homestead value approximately $135,000, total rate about $2.30 per $100.
- 2022: Median value reached $158,000 with rates holding near $2.35 per $100.
- 2026: Median value climbed above $175,000 as rates inched toward $2.40 per $100.
- 2026: Median value near $190,000 with continued rate pressure from local entities.
Mortgage Interest Deduction Coordination
Harlingen Property Tax payments combined with mortgage interest can provide significant savings on federal income tax returns. Homeowners who itemize deductions can claim property taxes paid during the year, subject to the $10,000 SALT cap. Coordinating these deductions with the mortgage interest statement (Form 1098) ensures the maximum benefit when filing.
Coordinating Property Tax and Mortgage Deductions
Many mortgage servicers collect property tax payments as part of the monthly escrow, paying the tax bill on the homeowner’s behalf when due. The amounts paid through escrow are deductible in the year the servicer pays the tax, not the year the homeowner makes the escrow payment. Tracking the dates on Form 1098 helps homeowners identify the correct year to claim the deduction.
- Standard deduction: Single filers ($14,600) and joint filers ($29,200) for 2026 tax year.
- Itemized deductions: Total of property tax plus state income tax capped at $10,000.
- Mortgage interest: Deductible on up to $750,000 of acquisition debt for most loans.
- Form 1098: Issued by the mortgage servicer showing interest and tax paid.
Contact, Local Details, and Map
The Cameron County Tax Assessor-Collector office is the primary point of contact for all Harlingen Property Tax questions, payments, and records requests. Residents can reach the office by phone, email, mail, or in-person visit. The Cameron County Clerk’s Office handles related public records, including deeds, liens, and recorded documents.
Cameron County Tax Assessor-Collector
The Tax Assessor-Collector office is responsible for billing, collecting, and distributing property taxes on behalf of all taxing entities in Cameron County, including those in Harlingen. The office maintains the official tax roll, processes exemption applications, and manages installment payment agreements for delinquent accounts.
| Detail | Verified Data |
|---|---|
| Department Name | Cameron County Tax Assessor-Collector |
| Official Website | https://www.cameroncountytx.gov |
| Public Search Portal | https://cameron.trueprodigy-taxtransparency.com/taxTransparency/propertySearch |
| Main Phone | (956) 544-0800 |
| Official Email | tax_csr_team@co.cameron.tx.us |
| Physical Address | 3302 Wilson Rd, Harlingen, TX 78552 |
| Mailing Address | P.O. Box 952, Brownsville, Texas 78522-0952 |
Cameron County Clerk’s Office
The Clerk’s Office records property documents, maintains the official public records index, and provides certified copies of recorded instruments. Property owners who need proof of payment, a release of lien, or a copy of a recorded deed should contact the Clerk’s Office for assistance.
| Detail | Verified Data |
|---|---|
| Department Name | Cameron County Clerk’s Office |
| Official Website | https://www.cameroncountytx.gov |
| Public Search Portal | https://cameron.tx.publicsearch.us |
| Main Phone | (956) 544-0815 |
| Official Email | officialpublicrecords@co.cameron.tx.us |
| Physical Address | 3302 W. Wilson Rd, Harlingen, TX 78552 |
| Mailing Address | P.O. Box 2178, Brownsville, Texas 78522-2178 |
Frequently Asked Questions
Harlingen Property Tax impacts every homeowner and business in the city. Knowing how to find tax bills, pay on time, and appeal assessments helps protect finances. The Cameron County Tax Assessor-Collector office offers online tools, phone support, and in‑person help to keep the process clear and fast.
How can I view my Harlingen Property Tax bill online?
Visit the Cameron County public search portal at cameron.trueprodigy-taxtransparency.com/propertySearch. Enter the parcel number or address. The page shows the current balance, due date, and a list of each levy, such as school and emergency services taxes. You can download a PDF copy or print it for records. The site updates daily, so the information reflects the latest payments and adjustments.
What is the payment deadline for Harlingen Property Tax each year?
All property taxes in Harlingen are due by January 31. Payments made after this date incur a 6 percent penalty plus interest. To avoid extra charges, pay through the online portal, by phone at (956) 544‑0800, or at the tax collector’s office at 3302 Wilson Rd. Setting up automatic bank drafts ensures you never miss the deadline.
How do I apply for a property tax exemption in Harlingen?
Complete the Texas property tax exemption forms found on the Cameron County website. Common exemptions include those for seniors, veterans, and disabled owners. Mail the signed form to P.O. Box 952, Brownsville, TX 78522‑0952, or drop it off at the assessor‑collector office. Once approved, the exemption reduces the taxable value on the next bill, lowering the amount you owe.
What steps should I take if I disagree with my Harlingen residential property tax assessment?
First, review the assessment details on the online portal. If you spot an error, gather recent sales data or appraisal reports for similar homes. File a protest by the May 15 deadline using the form on the assessor‑collector’s site. Attend the hearing with your evidence. Most successful protests lower the assessed value, which cuts the tax bill.
Where can I find information on Harlingen commercial property tax calculation?
The commercial tax rate combines the city levy, school district levy, and special district taxes. Use the tax map GIS at the assessor‑collector’s website to locate the parcel and see each levy’s percentage. Multiply the total levy by the assessed value shown in the portal. For example, a $500,000 commercial building with a 2.4 percent combined rate owes $12,000 yearly. Contact the tax collector at (956) 544‑0800 for clarification on any charge.